KYC in Jordan

Know Your Customer requirements in Jordan are set by the Central Bank of Jordan (CBJ) under the Anti-Money Laundering and Counter Terrorist Financing Law No. 20 of 2021 and CBJ instructions. Regulated firms verify customers using the Jordanian national ID card and passport, and residence documents for non-Jordanians, screen them against sanctions and PEP lists, assess risk and keep records for inspection.

Regulator and legal framework

KYC and AML obligations in Jordan are supervised by the Central Bank of Jordan (CBJ). The primary legislation is the Anti-Money Laundering and Counter Terrorist Financing Law No. 20 of 2021 and CBJ instructions, aligned with FATF recommendations and supplemented by regulator instructions on customer due diligence, record keeping and electronic onboarding.

Identity documents used

Customers are typically verified with the Jordanian national ID card and passport, and residence documents for non-Jordanians. Automated verification checks the document's authenticity, reads its data, including non-Latin scripts where present, and matches the holder biometrically with liveness detection.

Points to note

• CBJ has issued instructions for electronic customer identification (eKYC) for banks and payment providers.
• Jordan has a large mobile-wallet market where remote onboarding is standard.
• Arabic-script documents and names require tuned OCR and matching.

How IDWise supports KYC in Jordan

IDWise configures journeys, document rules, screening lists and retention per market, with deployment and residency options on AWS, GCP and Azure or a hybrid model with data stored on customer premises.

Frequently asked questions

Related terms